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When applying for a mortgage, your lender will request that a mortgage valuation is completed on the property. This will offer reassurance to the lender that your property offers the suitable security for the loan agreement.

A mortgage valuation will assess the size of the property, its age and location, however, it’s not a detailed review of the condition of the property. If more information is required on the physical state of the property you’re about to purchase, a full building survey or homebuyers report may be necessary.